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Combine & Save Big!

Combine your home and car insurance policies into one convenient package and save up to an extra 17% on each policy! Plus, in the event of a claim involving both your home and car, you’ll pay only one deductible!

Plug'N Save

Get rewarded for your good driving habits with lower auto premiums and additional discounts based on how you drive. If you are a good driver, you can save up to an additional 30% off our already low car insurance rates by using Buckley’s Plug’n SAVE device. Start saving today!

Flexible Payment

Choose the payment type that works best for you – including monthly, annual, semi-annual or quarterly. Enjoy the added flexibility of choosing any day within the month to make your payments!

Claims Promise

In the event of a claim, you will speak directly with a claims agent in 30 minutes or less. Otherwise, we’ll give you a cheque equivalent to your full annual premium, up to $1000! Also, in the event of a total loss, or a hit and run claim with damage over $1000, your deductible is waived so you won’t pay a penny!

Accident Forgiveness

Coverage designed to help good drivers like you protect their driving record. With accident forgiveness, your first at-fault accident is treated as if it never happened; your premium will not increase as a result.

More Discounts

We know you love saving money. That’s why we offer more discounts to help you save big bucks on your car insurance! There are plenty of discounts available to you as a new or existing Buckley client including, Loyalty, Graduated Licensing, Away at University, Claims-Free, Multi-Vehicle, Retiree, Family, Car & Home, Theft Alarm and more!

Car Insurance Newmarket

Whether you’re a daily commuter spending over three hours on the road to and from the city, or you’re a casual driver who only cruises in your classic collectible on the weekends, car insurance is what protects you from point A to point B. And with hundreds of car insurance companies to compete for your business, finding perfect coverage at the best rate is easy when you partner with a trusted insurance broker.

With so many car insurance companies competing for your business, there are a countless number of policies at your disposal. Some coverages may appear to be the same, while others might have subtle or even significant differences. Confused and overwhelmed? Don’t worry! You’re far from alone. And this is the very reason so many consumers just like you decide to work with a car insurance broker.

Buckley Insurance has been in business for over 55 years, developing relationships with industry leading providers and helping people from all walks of life get car insurance coverage that suits their needs and meets their budget.

The best way to do it

Getting great car insurance at a great rate is just like anything else. The more you work at it, the better your end result will be. In other words, if you put in the time and do your due diligence to obtain quotes from several car insurance companies, you’ll secure a policy you’re happy with and you’ll educate yourself in the process.

How do you know which are the best car insurance companies to contact according to your individual needs? And what if those companies don’t work directly with consumers? And where will you find the necessary time to obtain quotes from multiple providers?

It’s a good idea to shop around

Work with a car insurance broker. Why? Because car insurance brokers always have your best interests at hand. They work for you – not insurance companies. You can rely on them to do the shopping on your behalf so you can focus on everything else in your life. And it’s their job to help you make the best decision for you and your family,
giving nothing but expert impartial advice.

In the insurance industry, rates can vary tremendously from one provider to the next. It’s just the way their underwriting works behind the scenes. And if you think you’ve landed an incredible monthly premium for life…not so fast. Premiums often change so the car insurance company that gave you the best rate last year, may not be the one offering you the most competitive deal in today’s market.

When you make the smart choice to shop around, you put yourself in a position to see what multiple car insurance providers are willing to provide you. And the more you know, the better equipped you are to negotiate the best rate on your policy.

Looking for cheaper car insurance?

Who isn’t? And in fact, you do have some control over the rate you pay. Here’s what you can do to lower your car insurance:

Shop it around
Get rate quotes from multiple companies. Save on monthlies and avoid premium increases by knowing all your options.

Pay annually
Sometimes companies charge administrative fees for monthly payment plans. If you pay your premiums on a yearly basis in one lump sum, you’ll avoid these costs.

Raise your deductible
Consider making your deductible at least $1000 if it isn’t already and benefit from a reduced monthly premium.

Put all vehicles on a one policy
Is there more than one “hot rod” in your family? If you insure all of your cars under the same policy, you could save somewhere in the vicinity of 10-20%.

Bundle, bundle, bundle
Own your home? Bundle your home insurance policy with your car insurance policy and enjoy savings of up to 15% on each policy.

Ask for a discount
Car insurance companies have all kinds of discounts offered at different times and for different purposes. Ask your provider about what they have available and see if any apply to you.

Get winter tires
When your car insurance company knows you change your tires seasonally, you might be eligible for a discount of approximately 5% depending on your provider.

Install an anti-theft device
First, get the specific device you’re considering approved by your car insurance provider and then install it in your vehicle for an added discount.

Know your coverages
Get into the habit of taking a close look at your policy every year. What coverages are you protected under? Do they still apply? If not, remove them and renegotiate your policy to save on costs.

Attend driving school
Have a new up-and-coming driver in the family? Make sure he or she registers for driving school and receives professional training. In the first year alone, most insurance companies’ premiums have savings that amount to the same or more of the cost of a typical driving course.

Be the best driver you can be
Today, some car insurance companies have apps that actually track your driving on a daily basis. If your driving behaviours indicate you are a driver who abides by the rules of the road and drives safely, then you can actually benefit from yearly car insurance discounts of up to 25%.

Go hybrid or electric
Times are changing and new types of vehicles that have entered the marketplace are paving the way for more discounts! Now, if you decide to drive a hybrid or electric vehicle, you can actually save on your car insurance.

Making the right decision

Why go it alone? Buckley Insurance can be that perfect partner you’ve been looking for. You know, the one who’s there to help you understand the details (especially the fine print) of all the policies you’re considering, the one who gives you unbiased opinions based on over 55 years of experience and expertise, the one who you can call on anytime to answer the questions you might have, and the one who educates you and guides you so you’re in the best position to make a smart decision for you, your family and your vehicle.

How your car insurance rate is calculated

Ever wonder what factors those car insurance underwriters evaluate behind the scenes that somehow magically wind up determining your monthly premium? It all depends on the specific provider but a few of the most common factors are:

  • Location
  • Age
  • Gender
  • Marital status
  • Vehicle type
  • How you use your vehicle
  • Driving record
  • Driving experience
  • Past claims
  • Credit history
  • Prior insurance coverage
  • Number of kilometres you drive
  • Type of coverages on your policy
  • Your deductible

Every factor is weighed differently and insurance companies also look internally at their own claims data and other information in order to arrive at a set number for your monthly premium.

Mandatory Coverage

This is what the Province of Ontario requires you to have for the protection of yourself, your family and your car, whether you lease it, finance it or own it.

Liability coverage
This protects you in the event that you injure someone else or damage someone else’s car while you’re driving. Your car insurance will pay the costs associated with medical bills, rehabilitation, lawsuits, etc.

Accident benefits coverage
If you must receive any form of medical or rehabilitative attention following an incident on the road, it doesn’t matter who’s at fault, your car insurance policy covers the costs.

Direct compensation
re covered for the costs associated with fixing it.

Uninsured automobile coverage
If an uninsured driver is found to be at fault for an accident you’re involved in, all medical costs and damages are covered.

Increased Coverage

For many drivers, the bare minimum just doesn’t quite seem to be enough for full peace of mind on the road. This form of coverage gives you more.

Specified perils

Your car is protected from a number of perils, all of which are specified in your policy such as fire, theft, hail or flood.

Collision (also known as upset)

 If you’re involved in an accident with another vehicle or object on the road and your car is damaged, you’re covered for its repairs.Your car is covered for all other damages that may be caused as a result of other circumstances, not including collision (or upset).

All perils

This is the maximum amount of coverage you can receive for your car, which includes collision (upset), comprehensive and boosted theft protection.


If you start thinking about all the different scenarios that can take place while you’re driving on the road, you might want to enhance even an all perils car insurance policy.

A few of the most common add-ons include:

Accident forgiveness

If it’s your first accident (or your first in a very long time), this ensures that your rates won’t go up if you’re found to be at-fault or partially-at-fault.

Replacement cost

If your car is lost as a result of theft or severe damage, you’re covered for the full replacement value of your car.

Travel coverage 

Travel anywhere within North America with rental car insurance, temporary rental cars and towing – all included within your policy.