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Up to $5M in coverage

Over and above the limits of your home, auto or any other insurance policy, Umbrella insurance protects you from the risk of losing those assets and savings that are so important to you.

Peace of mind

Know you’re covered for personal injury claims, incidents that happen anywhere in the world, attorney fees and expenses, and even a loss of earnings.

You need it if…

There are certain circumstances where an umbrella policy is especially important including rental property ownership, frequent travel, carpooling involvement and more.

Extra protection for less than 50₵/day.

A Personal Umbrella policy from Buckley Insurance strengthens your liability protection with up to $5 million in additional coverage for everyday life. Think of it as an extra layer of personal liability to protect your current assets and future earnings when the unexpected occurs.

Without the right level of insurance coverage, your home, children’s college fund, retirement savings and other assets could all be at risk from legal liability claims.

Expand Your Coverage

If you accidentally injure someone or damage their property you could be sued for more than the coverage amount on your existing policies. It is not uncommon today for courts to award damages exceeding $1 million; if your existing insurance policy has a liability limit of $1million and you are sued for $1.5 million, who is responsible to pay the other $500,000? You are. As a result, you could stand to lose your home, retirement savings, and any other assets you have accumulated in order to pay for the damages.

What does an Umbrella Policy cover?

  • UP TO $5 MILLION IN COVERAGE above the limits of your home, auto and other insurance policies
  • PERSONAL INJURY COVERAGE for claims of libel, slander, defamation of character and more
  • WORLDWIDE COVERAGE for incidents that happen outside of Canada
  • DEFENSE COVERAGE for attorneys’ fees and other legal expenses
  • LOSS OF EARNINGS resulting from time off work to prepare for legal defence


Who needs an Umbrella Policy?

An Umbrella Policy is especially important if one or more of the following applies to you:

  • Home or Condo owner
  • Cottage or Rental Property owner
  • Motorcycle, Boat, PWC or Snowmobile owner
  • Volunteer at non-profit organization or school
  • Carpooler
  • Member of Condo Corporation
  • Frequent personal or business travel

How much does an Umbrella Policy cost?

We offer Personal Umbrella Policies in $1 million increments all the way up to $5 million, with rates starting at only $10/month. Contact us to determine the coverage limit that is right for you.